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Keyword: adverse selection


Crystal Ball (6/22/2006)

Better information on risky events may lead to market failure due to adverse selection.

Keywords: adverse selection, genetic screening, information, insurance, parking, risk

Health Risk is a Matter of Life and Death (6/22/2006)

Health insurance premiums tend to be high for individual policies because of adverse selection and moral hazard.

Keywords: adverse selection, auto insurance, coverage cap, deductible, defined benefit, defined contribution, health insurance, health savings account, moral hazard, policies, premiums, third-party payment

Insurance at Risk (11/10/2000)

Genetic test results on fatal diseases could lead to adverse selection of membership in life and health insurance if unfavorable results are concealed from insurers.

Keywords: adverse selection, asymmetric information, exclusion principle, genetic tests, health insurance, Huntington's disease, life insurance, premium, risk, risk pooling, uncertainty

The Market Role of Information (7/7/2006)

Information or the lack of it may make or break a market.

Keywords: adverse selection, Asymmetric information, auction, efficiency, free trials, insurance, market signaling, quality, risk, warranty